Access Contractor-Only Funding Programs Most Lenders Can't Offer
Built specifically for HVAC, construction, plumbing, and other service business doing 15k+/month
See What Your Business Qualifies For in Funding
Takes less than 60 seconds • No obligation
For established businesses generating revenue
Why Choose Us
Fast, Reliable Funding Built for Contractors & Service Businesses
We help established businesses access the capital they need to keep operations running and take on new opportunities. Our process is simple, approvals are fast, and everything is built around how real businesses operate — not how banks do.
•Fast approvals — no long bank delays
•Funding from $25K to $2M+
•Built for revenue-generating businesses
•Simple process — no complicated paperwork
•Designed for contractors & service industries
10th
Experience
Frequently Asked Questions
What are the minimum qualifications?
Your business must be generating at least $10,000 per month in revenue and have been operating for a minimum of 6 months. We work with a wide range of credit profiles.
How fast can I get funded?
Most qualified businesses receive funding within 24–48 hours of approval. In some cases, same-day funding is available.
Will this affect my personal credit?
The initial qualification check is a soft pull and does not impact your credit score. A hard pull may occur only if you choose to move forward with a specific offer.
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Acuity Business Funding is a brand of Acuity Financial LLC.
Acuity Business Funding connects business owners with Smarter Credit.
Funding amounts, rates, and terms vary based on qualifications.
Acuity Business Funding — A division of Acuity Financial