Terms of Service – Acuity Financial Effective Date: [Put today’s date] 1. Acceptance of Terms By accessing or using this website, you agree to be bound by these Terms of Service and all applicable laws. If you do not agree, please do not use this site. 2. Services Provided Acuity Financial provides marketing and referral services that connect businesses with potential funding providers, lenders, and financial partners. We do not directly provide loans or financial products. 3. No Guarantee of Funding Submission of your information does not guarantee: Approval for funding Specific loan terms or rates Funding amounts All approvals are subject to third-party lender requirements. 4. User Responsibilities By using this website, you agree that: All information you provide is accurate and truthful You are at least 18 years old You are submitting information for legitimate business purposes Providing false or misleading information may result in disqualification. 5. Consent to Communication By submitting your information, you agree to be contacted by Acuity Financial and its partners via: Phone calls SMS/text messages Email These communications may include marketing and promotional content. You may opt out at any time by following instructions in the communication (e.g., replying STOP to SMS). 6. Third-Party Services We may share your information with third-party lenders and partners to provide funding options. We are not responsible for: Decisions made by third-party lenders Terms, rates, or agreements offered Actions or services provided by third parties 7. Limitation of Liability Acuity Financial is not liable for: Any financial decisions made based on information from this site Any damages resulting from use of this website Any interactions or agreements with third-party providers Use of this site is at your own risk. 8. No Financial Advice The information provided on this website is for general informational purposes only and does not constitute financial, legal, or professional advice. 9. Intellectual Property All content on this website, including text, branding, and design, is the property of Acuity Financial and may not be copied or used without permission. 10. Modifications We may update or modify these Terms at any time. Continued use of the website constitutes acceptance of any changes. 11. Termination We reserve the right to restrict or terminate access to the website at our discretion, without notice. 12. Governing Law These Terms shall be governed by and interpreted in accordance with the laws of the United States. 13. Contact Information If you have any questions about these Terms, contact: Acuity Financial 📧 acuityfinancialhelp@gmail.com 📞 [your phone number]